What Is Financial Literacy and How Can You Achieve It?

To live in abundance, having a decent income is not enough. You need to learn how to manage your money. Only a few people think about this, but knowledge of how to handle money properly is necessary and useful for everyone. These skills help, for example, to buy a house…

How to Identify Trends on Charts

In trading on financial markets, numerous strategies and trading systems are employed to maximize profit. A significant portion of these strategies is based on trend-following — the directional movement of an asset’s price. However, to utilize them, a trader must answer a number of questions, such as how to identify…

How to Build an Aggressive Investment Portfolio

Some aim to preserve their funds and protect them from inflation, while others seek to grow their capital as quickly as possible. For rapid growth of invested funds, an Aggressive Investment Portfolio is typically used. How do you assemble one, and what should you pay special attention to? What is…

Cryptocurrency Investment: Everything You Need to Know

With the record growth in Bitcoin and other cryptocurrency prices at the turn of 2020-2021, interest in investing in this industry has multiplied. Interest in digital assets increased even more after the end of the “crypto winter” and the market’s recovery, attracting even major financial market players. For instance, BlackRock,…

How AI Is Revolutionizing High-Frequency Trading

It’s no secret that trading in financial markets widely employs advanced technologies, one of which is artificial intelligence (AI). While many traders debate how soon AI will be able to provide high-quality analytics and predict price movements with sufficient accuracy, others are already reaping unprecedented benefits from its use in…

Crisis-Proof Assets. How to Safeguard Your Portfolio in Turbulent Times

Today, crisis-proof assets are more relevant for investors than ever before. As the Covid-19 pandemic subsided, inflation in Europe and the US surged, prompting central banks to raise interest rates. The negative economic phenomena have yet to be overcome, and there are increasing talks of a potential recession. In such…

How to Master Ray Dalio’s All-Weather Portfolio?

Periods of rapid growth in the stock market are often followed by corrections and crises. When a retail investor includes 90% stocks in their portfolio, they are hoping for high returns on their investments but often forget about the risks and the different behaviors of securities in various situations. Publications…

The Best Books on Investing

It’s no secret that investments can help achieve financial stability and meet personal goals. However, like any other endeavor, investing requires knowledge, skills, and experience. Valuable information can be found in books. Investment books offer valuable advice, strategies, and insights. Moreover, they can help you understand how the market works.…

Investment Options When Interest Rates Fall

After a sharp rise in inflation in the US and Europe, central banks were forced to start a cycle of interest rate hikes. This led to an increase in interest payments on both bank loans and deposits. For the first time in many years, rates moved away from near-zero levels.…

How Can You Benefit from Passive Investments?

Investors use various methods and strategies to profit in financial markets. Many of them want to spend minimal time and effort studying the markets, opening and closing deals, and monitoring positions. We think you also want to know, how can you benefit from passive investments? What Are Passive Investments? Many…

When Is the Best Time to Sell Dividend Stocks?

Passive earnings from securities are a goal for many investors. However, achieving this requires understanding the processes of dividend accrual and stock price fluctuations. To secure such income, let’s explore how securities behave before and after dividends are paid, and determine when is the best time to sell dividend stocks.…

How Many Stocks Do You Need to Live Off Dividends?

Investing is not a process for its own sake; it should have a clear objective. Many investors aim to accumulate enough capital to live comfortably on the passive income generated, often considering dividend income for this purpose. However, to achieve this goal, you need to calculate how many stocks you…

Forex Broker vs. Dealer: Do You Know Who You’re Trading With?

When you decide to trade on the retail Forex market, the first thing you do is look for an intermediary company that offers favorable trading conditions, minimal costs (fees and commissions), and honest and transparent relations. You habitually call this company a broker, often without realizing that you are dealing…

AI-Driven Risk Management. Is It Possible?

Artificial intelligence can find and is finding widespread application in almost every area of business. A prime example is AI-driven risk management. Anyone who adopts it achieves greater accuracy in risk assessment and more effective management strategies, gaining a significant competitive advantage. This is equally true for investors, whether they…

How to Protect Your Savings During a Default

Economic default of a country almost always signifies a crisis situation and a significant decrease in the standard of living for the population. It affects everyone, even individuals with substantial capital. If you’ve managed to accumulate some savings, you’ll need to find an answer to a rather challenging question: how…

Stock Trading Tips

Stocks are an asset that private investors use extensively. However, only a small portion of this category of market participants approach asset selection and decision-making with proper justification. As a result, many end up with unintended losses instead of the desired capital growth. To avoid such a negative scenario, you…

Popular Stock Investment Strategies

Investing in stocks is one of the most popular options for participants in the stock market, regardless of their capital size or experience. Beginner investors are often attracted by promotional materials that highlight the low risks and relatively high returns of investing in securities. Additionally, the possibility of receiving dividends,…

What Makes Savings Different From Investments?

So, you have some extra money (although, how can they be extra?). Now the question arises, how to preserve them? You can choose between two paths — to save them in one way or another, or to invest. And both options have their advantages and disadvantages. So, which one to…

Why Are Stocks Sold in Lots? Can You Buy or Sell Fractional Lots?

Shopping is a popular activity that brings joy to many. However, those who indulge in it thoughtlessly often end up buying unnecessary items and wasting huge sums of money. Yet, these funds could have been saved to lay the foundation for their financial well-being in the future. To prevent this…

How Can You Make Smarter Purchases?

Shopping is a popular activity that brings joy to many. However, those who indulge in it thoughtlessly often end up buying unnecessary items and wasting huge sums of money. Yet, these funds could have been saved to lay the foundation for their financial well-being in the future. To prevent this…